Gold Star Mortgage Financial Group has achieved 3.2 percent of the Federal Housing Adminstration (FHA) lending market share in Southeastern Michigan, producing more volume than Bank of America, Wells Fargo and Fifth Third Bank combined, during the first quarter of 2009. Gold Star Mortgage Financial Group is ranked the number nine FHA Lender in Southeast Michigan by the U.S. Department of Housing and Urban Development (HUD).
Financial Planning
Life Insurance
The purpose of life insurance is to provide funds to satisfy a need for your heirs if something unexpected happened to you. How long could your family continue without you.... [Read more]
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Refinance
Refinance Center
We can advise and walk you through the entire process of refinancing your home. It doesn't always make sense to refinance, and we'll be there to help you understand when r... [Read more]
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Are FHA Loans Right for Today's Consumer?
Ann Arbor, Michigan – March 3, 2009 — With all of the uncertainty in today’s mortgage marketplace, FHA loans are a viable option for a variety of home buyers. FHA loans are are insured by the federal government. Consumers with a 620 or higher credit score and looking for a smaller down payment may qualify for an FHA loan.
Gold Star Financial Group Encourages Consumers to Receive an Insurance Check-up
Ann Arbor, MI – February 16, 2009 – During these difficult economic times, it is important for consumers to receive an insurance check-up to make sure that they and their assets are protected.
Is Now a Good Time to Buy a Home?
Ann Arbor, MI – March 25, 2009 – With economic and housing stories dominating daily news coverage, many consumers are wondering, is now a good time to buy a home? According to Gold Star Mortgage Financial Group, the answer is yes. Gold Star Mortgage Financial Group suggests that potential homebuyers consider the following:
- Interest rates are at or near historic lows, with a 30-year fixed rate mortgage below five-percent.
- In most cases, it is less expensive to own than rent, even when you factor in the cost of homeownership, such as insurance, taxes, etc.
Financial News
Interest Rates
| Program | Rate | APR |
|---|---|---|
| 15 YR | 4.5% | 4.756% |
| 15 YR | 4.25% | 4.657% |
| 30 YR | 4.75% | 4.99% |
| 30 YR | 4.99% | 5.14% |
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- We're home to the #1 Originator in Michigan and the top #10 in the US.
- 95% of our clients recommend us to friends and family.
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