If you don't have a regular doctor, you've got a few different options for finding medical care. In this week's Health Minute, MarketWatch's Kristen Gerencher looks at the advantages and disadvantages of urgent-care centers.

Bank of America said it will soon prohibit most debit-card transactions if the account owner doesn’t have money in his or her account, and other banks are expected to follow suit ahead of new rules that will require banks to alert customers before covering an overdraft.

Bank of America customers will no longer complain about that $40 cup of coffee because they won’t be able to buy it if there’s not enough money in their debit account.

NEW YORK (MarketWatch) -- Bank of America Corp. is expected to say on Wednesday that it is eliminating overdraft fees on debit card purchases, according to published reports. The Wall Street Journal reported Wednesday that the bank is ending the $35 fee in an effort to keep ahead of new regulations. According to the report, after the new plan goes into effect, bank clients with insufficient funds will be denied the purchase. The paper said that the new policy will take effect for new accounts beginning June 19, and for existing customers in August.

AP - Nationalized mortgage lender Northern Rock said Wednesday that it returned to profit in the second half of 2009 as interest income rose and losses on loans fell.

With the unemployment rate at about 10%, you’d think landing a job in times like these would be enough to make anyone unequivocally happy. But a long-term period of unemployment can bring emotional baggage and financial stress -- even after the new job begins.

Credit-card debt has been falling for 16 straight months but consumers aren’t paying off their financial obligations as much you might think. Instead, they’re walking away from the debt, forcing credit-card issuers to write off as much as 90% of that reported drop, according to a new report by CardHub.com.

I know, I know, we’re starting to sound like a broken record, or MP3 player. But researchers are once again sounding the alarm that Americans are not saving enough for retirement.

Holding on to matured bonds is like stashing money under the mattress. Just don't be shy about getting help with redemptions, advises Andrea Coombes.

For the some 15 million Americans officially classified as unemployed right now, this is not much consolation, but the job market does seem to be inching toward a slightly better place.

New money coming to stock mutual funds has been negligible even as returns have been among the best on record. An influx into stocks in the coming months would suggest investors once again have waited too long.

The Motley Fool - The first Friday of every month brings the all-important employment report. February's numbers were better than anticipated. The United States lost only 36,000 jobs, versus the 68,000 that experts expected. This compares with 651,000 jobs lost in February 2009. Still, the unemployment rate held steady at 9.7%, with the unofficial rate stuck around a whopping 16%.

AP - Commercial mortgages were among the best-performing loans and leases held by banks and thrifts in the fourth quarter of last year, the Mortgage Bankers Association said Tuesday.

After tying the knot, your single filing status goes the way of the little black book. If you wed in 2009 -- even if it was on Dec. 31 -- you were married all year in the eyes of the Internal Revenue Service.

Supply-chain inventories for technology companies in particular are at low levels, so given global demand there's an opportunity for traders and investors, according to Cody Willard. Simon Constable reports.

David Trainer, president of New Constructs Inc., a Nashville-based research firm, says the easy pickings of a momentum-driven market are over, and that investors will need to be much more choosy to make profits in the coming months.

BusinessWeek - Who got us into this mess? It's not just greedy mortgage lenders and irresponsible economists who are responsible for the current financial crisis. Leaders, so called, have played a role too, by not managing their companies and so being detached from what was going on in them. And behind much of this has been an educational process that encouraged such detachment. As I've argued at length in my book, Managers not MBAs, the MBA is fine education -- but in the functions of business, not the exercise of managing. ...

A combination of fiscal deficits and military overstretch suggests that the United States may be the next empire on the precipice.” Yes, America is on the edge.