MOTIVATED, DRIVEN, DETERMINED, SUCCESSFUL, SAVVY….these are just a few words to describe Daniel Milstein. Mr. Milstein is currently the #1 ranked loan officer in the State of Michigan and he is the #3 ranked loan officer in the entire nation. His extensive research of both domestic and foreign financial markets, as well as a thorough understanding of the fluctuations of business has helped him manage Gold Star Mortgage Financial Group through the current financial crisis. However, what truly motivates Mr. Milstein to continue pursuing business success is his sense of loyalty to his more than 250 employees and over 1,000 family members who depend on Gold Star’s stability. Daniel has always expressed a deep desire to stay true to his staff and their families, business partners, and colleagues.

Born in Kiev, Ukraine, Daniel and his family relocated to the United States in 1991. He received his education with honors in business management and finance. With his knowledge of the industry firmly in place, Daniel found himself quickly moving up the ranks of the banking industry. He worked his way up from assistant consumer lending manager, to general manager, to underwriter, to Chief Operating Officer and finally Chief Executive Officer within the various financial institutions. Without the professionalism, loyalty, and support Dan receives from his staff, colleagues and business partners he would not have been able to expand the company to its current size.

Gold Star Mortgage Financial Group currently stands as one of the top mortgage brokerages in the United States. Inc. 500 lists Gold Star as one of the fastest growing, privately held companies nationwide. Within the last year and a half alone Gold Star has opened 6 new branch offices in 4 states, acquiring great market share. Gold Star has grown to over 250 employees total, thriving in a financial job market that is dwindling as a whole. Gold Star Mortgage Financial Group operates 13 branch offices in 5 states and is licensed to originate mortgages in over 20 states. Since 2005, revenues have increased 730% and Gold Star Mortgage Financial Group is currently closing over a billion dollars in loans annually.

It’s the strength that Daniel has built in his personal relationships that allows Gold Star Mortgage Financial Group to grow and prosper with its partners and business ventures. Dan is a true testament to exactly what can be achieved through hard work, business sense, and willingness to take a risk. His dedication to the community and helping others to achieve their goals is a true representation of exactly the kind of business Dan conducts.

From the first moment you're introduced, Rick Richter makes you feel at home. Soft spoken, with a direct gaze and a warm smile, Rick is genuine when he asks how you are and how he can be of service. It's hard to believe this amiable, easy-going guy is the #2 loan originator in Michigan and one of the top 100 in the nation. Named Rookie of the Year by Mortgage Originator Magazine in 2004, this talented broker has come a long way in a very short time. Now with more than one hundred million dollars in mortgage sales to his credit, Rick is Gold Star Mortgage's "Go-To-Guy" for Residential Financing.
Rick Richter may be laid-back, but make no mistake he gets things done. Well-versed in all areas of financial lending practices, Rick specializes in residential investment property loans and amicable separations of property. Whether you're purchasing or refinancing, Rick guarantees the lowest interest rates and the quickest turn-arounds. His flexible schedule means he'll go out of his way so that you don't have to -- it's just one more example of his helpful can-do approach. Rick is married and has one son, Harry, and a Britney Spaniel. A self-proclaimed sports nut, he follows hockey, football, and golf. He loves to travel and meet new people.