Originating the nation's leading small balance apartment loan program, Fannie Mae, Freddie Mac, REITs, and select institutional investors, Gold Star provides highly customized apartment financing solutions to help meet the individual and investment needs and requirements of its borrowers.
Small Balance Apartment Loans
Loan Sizes $500,000 - $5 Million -- Highly competitive apartment loans for multifamily properties with 5 or more individual units, including mixed-use commercial and mobile home parks, through a low cost, streamlined and simplified loan process. Low closing costs, up to 85% LTV, limited impounds, no lender points. Programs available for A, B and C property types.
Large Balance Apartment Loans
Loan Sizes $5 Million and Up -- Innovative and customized apartment financing for conventional market-rate apartment properties. Options include: fixed terms from 5-30 years, early rate lock to 365 days, tired risk-based pricing, flexible prepayment options, cash or MBS execution, balloon or no balloon terms...
Small Balance Plus Apartment Building Loan Program
Loan Sizes $250,000 - $2 Million -- Niche apartment loan program offers up to 90% apartment financing, lower DSCR requirements, and a streamlined loan process resulting in quicker closings and fewer required documents.
Stated Income Apartment Loan Program
Loan Sizes $250,000 - $5 Million -- Stated income and low doc apartment loan program does not require personal or business tax returns, personal financial statements, or monthly/annual reporting. Up to 30 year terms available.
Dedicated Student Housing Loan Program
Loan Sizes $1 Million and Up -- Designed for the special needs financing of the student housing market. Gold Star's student housing loans offer flexible financing terms, including supplemental loans and structured transactions.
Seniors Housing Loan Program
Loan Sizes $1 Million and Up -- Seniors housing loans for properties that provide Independent Living, Assisted Living with or without Alzheimer's care. Bond Credit Enhancements available for non-profits and owners of affordable seniors housing facilities.
Affordable Housing Loan Program
Loan Sizes $500,000 and Up -- Affordable housing loans available for multifamily properties, suburban garden apartment, high-rise, new construction, and renovation of existing properties. Forward commitments and LIHTC debt financing, bond credit enhancements, and equity solutions available.
Manufactured Community Housing Loan Program
Loan Sizes $500,000 and Up -- Flexible financing terms with competitive pricing for ground lease manufactured housing communities with a minimum of 50 sites.
