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Interest Rate Assumptions

  • Assumes a 20% down payment for a purchase in TX, with a FICO score of 740 or greater.
  • Credit (FICO) Assumption: Excellent = 720, Good = 640, Fair = 580
  • Please Read the Following:
  • Rates, points and programs cannot be guaranteed on this web site because rates, fees, APR, and other costs are subject to individual borrower's credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions. Maximum Loan amount for a conforming loan is $417,000. Loan amounts in excess of $417,000 are considered Jumbo loans. Rates and APR's are based on amounts of $200,000 for Conforming Loans and $500,000 for Jumbo Loans. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.

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