
Conventional
Flexible terms for borrowers with strong credit and documented income.
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Start with the programs below, read full details on each loan page, or use Loan Match for a quick educational fit check - not a loan application.


Flexible terms for borrowers with strong credit and documented income.
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Government-backed financing with flexible credit guidelines and low down payment options.
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Guides, down payment help, and loan paths built for buyers purchasing their first home.
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No down payment for eligible veterans and service members. A fast, dedicated process from a team that honors your service.
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Zero-down paths in eligible rural and suburban areas. Confirm your address on the USDA eligibility map before you tour.
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Financing for high-value homes above conforming limits - structured for stronger credit and larger down payments.
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Lower your rate, change your term, or access equity, with clear break-even guidance.
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For homeowners 62 and older, and in some cases 55 and older, access home equity without a required monthly mortgage payment while you stay in your home.
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Residential investors, commercial buyers, and business owners: DSCR, STR, portfolio, and SBA.
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Investor lending, doctor loans, manufactured housing, non-QM, and other paths for borrowers outside standard guidelines.
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High-LTV financing for eligible medical professionals - up to 100% on purchase for qualified borrowers with flexible treatment of student loans during residency and fellowship.
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